Category: ACA
ACA Compliance for 2027: An Employer’s Guide
The Affordable Care Act (ACA) continues to impact employer-sponsored health plans through annual updates to cost-sharing limits, reporting requirements, affordability thresholds and preventive care guidelines. Use this checklist to review key ACA requirements for the 2027 plan year and update plan documents, employee communications and compliance procedures as needed. Plan Design ☐ Review Out-of-Pocket Limits…
ACA “Pay or Play” Penalties Increase for 2027
May 4, 2026, the IRS announced updated penalty amounts for 2027 under the Affordable Care Act’s (ACA) employer shared responsibility, or “pay-or-play,” rules. For the 2027 calendar year, the $2,000 penalty has been adjusted to $3,780, and the $3,000 penalty has increased to $5,670. This marks a rise from 2026 levels of $3,340 and $5,010,…