Transcend Employee Benefits
About
RAM Benefits
Since 1979, RAM Benefits has worked with employers to build and maintain the best Employee Benefits plans for your company and the employees to meet their goals and objectives. RAM stands for Risk Analysis and Management (RAM), and our purpose is to create value.
Our client relationships fund and fuel our mission to assist in protecting and maximizing assets, resources and opportunities. As the insurance industry evolves and technology advances, our firm’s business strategy remains the same:
RAM Benefits is committed to helping our clients feel secure and supported in their aspirations for the future.
Team
Scott S. Haskins
President
(952) 908-2690
Mr. Haskins has over 28 years of Employee Benefits Consulting, Business Insurance Consulting, Risk Management and Loss-Control Experience.
David Liske
Vice President
(952) 908-2685
Dave has worked as an Employee Benefits Consultant for over seven years and has over twenty years of consulting experience within the financial services industry.
Angela M. Lendway
Account Manager
(952) 908-2686
Since joining RAM Benefits about 6 years ago as an account manager and a licensed insurance agent (life and health lines) Angela has built loyal lasting relationships with our medium and large business customers.
Kristie Spalding
Account Manager
(952) 908-2695
Ms. Spalding has over 16 years of experience in the insurance industry and is a licensed insurance agent. She works with small, medium and large clients to implement and administer their employee benefit programs.
Tricia Schultz
Account Manager
(952) 908-2688
Ms. Schultz joined RAM Benefits March of 2020, is a licensed insurance agent and has over 15 years of experience in the insurance industry.
Our Services
Our Purpose is to Create Value
Our client relationships fund and fuel our mission to assist in protecting and maximizing assets, resources and opportunities. As the insurance industry evolves and technology advances, our firm’s business strategy remains the same: RAM Benefits is committed to helping our clients feel secure and supported in their aspirations for the future.
Strategy & Program Design
Health plans designed based on data.
Health Plan Data Analytics
Proactively identify risks.
Financial Underwriting
Identify plan performance to make financial changes.
Pharmacy & PBM Analysis
Our expertise saves clients millions of dollars annually.
Employee Communication
Ensure your employees understand and appreciate the total compensation package.
Vendor Management
Our relationships with carriers allows us to negotiate through buying power.
Compliance
Timely updates, insights, and reminders.
Benefits Admin Technology
An extension of your HR through onboarding, OE, and beyond.
Population Health & Wellness
Analyze population health trends to help companies make an impact on employer cost and health.
Employee Communication
Ensure your employees understand and appreciate the total compensation package.
Population Health & Wellness
Analyze population health trends to help companies make an impact on employer cost and health.
Our Blog
Insight and News
More Than Just a Pretty Smile: The Impact of Oral Health
Did you know that your oral health can have a significant impact on your overall health? It’s true! Your mouth offers clues about your general well-being. Good dental hygiene can help improve your overall health. As a bonus, maintaining good oral health can even REDUCE your healthcare costs! Your Mouth: A Window to Your Health […]
Read more about “More Than Just a Pretty Smile: The Impact of Oral Health”
Building a Financially Healthy Workforce
Financial stress is a silent epidemic plaguing workplaces everywhere. It impacts employees at all levels, leading to decreased productivity, lower morale, and increased absenteeism. But there’s good news: employers hold the key to building a financially healthy workforce. Stress and Financial Well-Being Cultivating your employees’ financial well-being is a necessity in creating a productive and […]
Read more about “Building a Financially Healthy Workforce”
Compliance Recap | Feb. 2025
RESULTS OF AGENCY ENFORCEMENT OF MHPAEA INVESTIGATIONS The U.S. Departments of Labor (DOL) and Health and Human Services (HHS) recently released their latest enforcement findings on the Mental Health Parity and Addiction Equity Act (MHPAEA), covering investigations completed during the 2023-2024 fiscal year. Their report sheds light on key areas of noncompliance and emphasizes the government’s ongoing […]
Read more about “Compliance Recap | Feb. 2025”Our Contact
Get In Touch
At RAM Benefits, we love what we do! Choosing RAM Benefits as your insurance partner results in better service at a lower cost. Contact us today to learn more about how we can help your company succeed.
