Transcend Employee Benefits
About
RAM Benefits
Since 1979, RAM Benefits has worked with employers to build and maintain the best Employee Benefits plans for your company and the employees to meet their goals and objectives. RAM stands for Risk Analysis and Management (RAM), and our purpose is to create value.
Our client relationships fund and fuel our mission to assist in protecting and maximizing assets, resources and opportunities. As the insurance industry evolves and technology advances, our firm’s business strategy remains the same:
RAM Benefits is committed to helping our clients feel secure and supported in their aspirations for the future.
Team
Scott S. Haskins
President
(952) 908-2690
Mr. Haskins has over 28 years of Employee Benefits Consulting, Business Insurance Consulting, Risk Management and Loss-Control Experience.
David Liske
Vice President
(952) 908-2685
Dave has worked as an Employee Benefits Consultant for over seven years and has over twenty years of consulting experience within the financial services industry.
Angela M. Lendway
Account Manager
(952) 908-2686
Since joining RAM Benefits about 6 years ago as an account manager and a licensed insurance agent (life and health lines) Angela has built loyal lasting relationships with our medium and large business customers.
Kristie Spalding
Account Manager
(952) 908-2695
Ms. Spalding has over 16 years of experience in the insurance industry and is a licensed insurance agent. She works with small, medium and large clients to implement and administer their employee benefit programs.
Tricia Schultz
Account Manager
(952) 908-2688
Ms. Schultz joined RAM Benefits March of 2020, is a licensed insurance agent and has over 15 years of experience in the insurance industry.
Sadie Koltes
Employee Benefits Advisor
(952) 908 – 2691
After receiving her Business Management and Data Analytics degree at the University of St. Thomas, Sadie joined RAM Benefits in April. As a licensed insurance agent, she believes in the equal importance of maintaining and creating relationships.
Our Services
Our Purpose is to Create Value
Our client relationships fund and fuel our mission to assist in protecting and maximizing assets, resources and opportunities. As the insurance industry evolves and technology advances, our firm’s business strategy remains the same: RAM Benefits is committed to helping our clients feel secure and supported in their aspirations for the future.
Strategy & Program Design
Health plans designed based on data.
Health Plan Data Analytics
Proactively identify risks.
Financial Underwriting
Identify plan performance to make financial changes.
Pharmacy & PBM Analysis
Our expertise saves clients millions of dollars annually.
Employee Communication
Ensure your employees understand and appreciate the total compensation package.
Vendor Management
Our relationships with carriers allows us to negotiate through buying power.
Compliance
Timely updates, insights, and reminders.
Benefits Admin Technology
An extension of your HR through onboarding, OE, and beyond.
Population Health & Wellness
Analyze population health trends to help companies make an impact on employer cost and health.
Employee Communication
Ensure your employees understand and appreciate the total compensation package.
Population Health & Wellness
Analyze population health trends to help companies make an impact on employer cost and health.
Our Blog
Insight and News
Compliance Recap August 2024
FEDERAL COURT BLOCKS FTC NON-COMPETE BAN NATIONWIDE: IMPORTANT INSIGHTS FOR EMPLOYERS On August 20, 2024, the U.S. District Court for the Northern District of Texas delivered a crucial ruling, effectively halting the Federal Trade Commission’s (FTC) Rule prohibiting most non-compete agreements. The Rule, which was set to go into effect on September 4, 2024, was […]
Read more about “Compliance Recap August 2024”
Open Enrollment: Your Annual Check-Up for Benefits
Navigating health insurance can feel like planning a vacation. You wouldn’t pack for a beach trip if you’re headed to the mountains, right? Similarly, choosing a health plan requires careful consideration. Open enrollment is your chance to design a plan tailored to you; it is your yearly opportunity to review and adjust your employee benefits […]
Read more about “Open Enrollment: Your Annual Check-Up for Benefits”
Empowering Gen Z: Building a Competitive Benefits Package
Get ready for a new wave of talent! Gen Z (born between 1997 and 2012), or Zoomers, is the youngest generation entering the workforce, and they’re bringing fresh perspectives and priorities. Unlike previous generations, Gen Z isn’t just punching a clock. They crave opportunities for personal and professional growth, a workplace that prioritizes mental well-being, […]
Read more about “Empowering Gen Z: Building a Competitive Benefits Package”Our Contact
Get In Touch
At RAM Benefits, we love what we do! Choosing RAM Benefits as your insurance partner results in better service at a lower cost. Contact us today to learn more about how we can help your company succeed.
