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  • Compliance Recap November 2023

    Compliance Recap November 2023

    NEW ACA FAQS RELEASED The Affordable Care Act (ACA) Implementation FAQ Part 63, issued by the U.S. Departments of Labor, Health and Human Services, and the Treasury focuses on the Public Health Service Act, which mandates that non-grandfathered group health plans and health insurance issuers provide culturally and linguistically appropriate summaries of benefits and coverage (SBC)…

  • Ho, Ho, Ho-ld Off on the Bad Habits This Holiday Season

    Ho, Ho, Ho-ld Off on the Bad Habits This Holiday Season

    ‘Tis the season for family, festivity, and food—lots of food. The holidays dish up a triple whammy of wintry weather, irresistible foods, and stress, which can cause even the strongest-willed person to reach for another festive goodie. While the notion of enjoying “healthy holidays” has a nice ring to it, reaching that goal can be…

  • Benefits 101: What Is Accident Insurance?

    Benefits 101: What Is Accident Insurance?

    Accidents happen.  Whether you fall off a ladder, slip and break an arm, or get injured just living everyday life, an accident can happen.  Anytime.  Anywhere. What Is Accident Insurance? Accident insurance helps provide support when life’s most unexpected moments happen.  It makes an accident less painful financially because it helps to pay the bills…

  • The Attitude of Gratitude

    The Attitude of Gratitude

    You may have heard the saying attitude of gratitude.  It’s a great little rhyme to remind us to  live a life of gratitude – and practice it!  When we practice being thankful on a regular basis, it not only impacts our mental and physical health, but those around you as well. The Definition of Gratitude…

  • Revealed – Survey Responses about Employee Wellness and Benefits

    Revealed – Survey Responses about Employee Wellness and Benefits

    The connection between employee wellness and the benefits of the job might seem obvious. But the conversation should be more nuanced than merely a discussion about health insurance, access to mental healthcare like employee assistance programs (EAPs), and well-being apps to reach zen. Indeed, Human Resources professionals must reconsider their definition of benefits. It must extend to all the pros of…

  • Compliance Recap October 2023

    Compliance Recap October 2023

    ADJUSTED CIVIL PENALTIES The U.S. Department of Health and Human Services (HHS) has recently announced adjustments to civil penalties related to violations of the Health Insurance Portability and Accountability Act (HIPAA), the Affordable Care Act (ACA), and the Medicare Secondary Payer (MSP) rules. These penalty adjustments take into account inflation and are applicable to violations…

  • Want to Increase Productivity? Support Working Parents

    Want to Increase Productivity? Support Working Parents

    As the flu and RSV season gets underway, companies are asking themselves how they can support employees who need to stay home to care for their children.  In fact, last October, 104,000 Americans missed work because of “childcare problems” – the highest total since the Bureau of Labor Statistics began tracking the figure in 2003. …

  • Benefits 101: Premiums, Deductibles, Copays, and Out-of-Pocket Maximums

    Benefits 101: Premiums, Deductibles, Copays, and Out-of-Pocket Maximums

    Not understanding benefits terminology is near the top of the list of ways that open enrollment and benefits selection can stress you out.  Open enrollment is coming quickly and soon you will be talking about benefit options. The world of benefits and insurance can be confusing. In-network, out-of-network, deductibles, co-pays and co-insurance? What? Let us…

  • Think Intelligent About Artificial Intelligence

    Think Intelligent About Artificial Intelligence

    Artificial intelligence, including so-called “large language models” like ChatGPT, has rapidly become a major talking point in the press, amongst governments, and maybe even in your office! While AI has been a subject in the background for decades, everyday web users can now engage with AI like never before.   But whenever there is a sea…