Category: Employee Benefits
Making Every Benefits Dollar Count: How to Maximize Your ROI
Employee benefits are one of the largest investments organizations make in their people. Yet, simply offering a strong benefits package doesn’t guarantee a strong return on that investment. The organizations that get the best return on their benefits spend understand that benefits are more than a line item on the budget. They are a tool…
Decoding Your Health Insurance ID Card
Your health insurance member identification (ID) card is more than just a piece of plastic (or a digital image on your phone)—it’s your passport to healthcare. It serves as proof of coverage and contains the vital information providers need to bill accurately and verify your benefits. Because these cards are packed with abbreviations and strings…
Employee Benefits Compliance Brief September 2026
Proposed Regulations Address Employer Contributions to Trump Accounts and Dependent Care Nondiscrimination Testing The Department of the Treasury and the IRS have issued proposed regulations providing guidance on employer contributions to Trump Accounts and clarifying nondiscrimination testing for dependent care assistance plans (DCAPs). The proposed regulations address Internal Revenue Code Section 128, which governs tax-favored employer contributions…
Benefits 101: What Is an FSA?
An FSA is an employer-sponsored, tax-advantaged savings account. It allows you to set aside “pre-tax” money—meaning the money is taken out of your paycheck before taxes are calculated—to pay for out-of-pocket healthcare and dependent-care expenses. The Bottom Line: Because you aren’t paying taxes on this money, you effectively lower your taxable income and increase your…
The Reality of Cancer Care: Redefining Cancer Support for Your Workforce
Cancer has evolved into a persistent and complex challenge that demands a proactive approach rather than a reactive one. With more employees being diagnosed at younger ages and the cost of advanced treatments accelerating, cancer has solidified its position as a primary driver of healthcare spending for organizations. According to the Business Group on Health’s…
Employee Benefit Compliance Briefing August 2026
DOL Proposes New, Additional Electronic Delivery Safe Harbor for Group Health Plans The U.S. Department of Labor (DOL) has proposed a new optional electronic disclosure safe harbor that would expand the way ERISA-covered group health plans provide required notices and disclosures to participants and beneficiaries. If finalized, the proposal would give employers and plan administrators greater flexibility…
Making Your Benefits Work for You: A Guide to Open Enrollment
Open enrollment is more than just a checkbox on your to-do list—it’s your annual opportunity to design a financial and health safety net that fits your life. Because your needs today might be different than they were a year ago, we want to make sure you have the tools to choose wisely. To help you…
The Hidden Cost of Waiting: Why Your Health Benefits Matter
Many people put off seeking medical care, even when they recognize that something doesn’t feel right. Busy schedules, financial concerns, fear of receiving bad news, and the hope that symptoms will simply go away often lead to delays that can allow health problems to worsen. While postponing care may seem like the easier choice in…
5 Principles for Modernizing Women’s Health Benefits
As the modern workforce evolves, employer-sponsored benefits must adapt to meet changing demographic demands. Women comprise nearly half of the U.S. workforce and are its primary consumers of healthcare services. Today, standard health coverage is shifting away from a pregnancy-only lens to an inclusive, whole-life framework. The Evolution to Whole-Life Care Historically, corporate maternal care…
From Planning to Post-Game: Your Complete Open Enrollment Checklist
Plan and Prepare Early (8–12 Weeks Before) Communication Kick-Off (4 Weeks Before) The Final Countdown (1–2 Weeks Before) During Open Enrollment Post Open Enrollment (1–2 Weeks After) A strong open enrollment season doesn’t just check a box—it reinforces trust, improves retention, and ensures employees feel informed and supported in their benefits decisions.